Having health insurance is very important, but still must be examined regarding hospital cost limits. The point is that if we currently have to get medical treatment and spend some funds covered by insurance, does our policy still have sufficient limits to cover hospital costs in the future.
It is also necessary to consider the matter of increase or inflation because inflation will also affect the increase in hospital room costs, medical expenses, and other medical costs.
If you are looking for health insurance, choose health insurance that has a large annual benefit limit, and even looks too large for now, because the cost of hospitals in the future will be more fantastic than now.
Another thing to consider if you will take health insurance products is the cost of the inpatient room.
“Suppose that the current VIP room price is 1 million, with inflation, it could be that the price of non-VIP rooms in the future will be the same as today’s VIP room prices. That is, look for health products that are no longer limited by the price of the room. This is so that if one day the room price increases due to inflation, customers who have VIP class facilities with 1 bed room can still use their insurance facilities to the maximum.
Responding to the problem of limits and inpatient room costs, Sequis has a Sequis Q Infinite MedCare Rider insurance product that provides protection of up to Rp90 billion per year (without an overall annual limit) and responds to the public’s need for medical care costs for critical illnesses including cancer. In early 2020, this product has an X Booster facility or known as Sequis Q Infinite MedCare with X Booster, which is health insurance that is more focused on the benefits of critical illness.